A cash flow statement is a financial report that shows how cash moved in and out of a business over a period, split into operating, investing and financing activities. It reveals whether a company can actually pay its bills, which a profitable income statement alone can’t prove. Owners, finance managers, lenders and investors read it alongside the balance sheet and income statement.
This page has 37 cash flow statement templates: 29 in Excel (27 .xlsx and 2 .xls), 2 in Word and 6 as PDFs. Each Excel cash flow statement template totals the sections for you. The set includes a small business version, a standard layout, a detailed statement, a comparative statement for two periods and an indirect method cash flow statement that starts from net income. A worksheet helps you gather figures first.
The indirect method is usually quicker if you already have an income statement and balance sheet. Ask an accountant to check any statement used for financing or tax filings.
To plan ahead, see our sales forecast templates for expected cash inflows and financial plan templates for longer-term projections.
Official Cash Flow Statement Templates
Cash Flow Statement Worksheet Template
Company’s Cash Flow Statement Template
Sample Cash Flow Statement Template
Comparative Cash Flow Statement Template
Standard Cash Flow Statement Template
Detailed Cash Flow Statement Template
Indirect Method Cash Flow Statement Template
Small Business Cash Flow Statement Template
Month Wise Cash Flow Statement Template
Simple Monthly Cash Flow Statement Template
Typical Cash Flow Statement Template
Informative Cash Flow Statement Template
Month Wise Cash Flow Statement Format
Quarterly Cash Flow Statement Template
Typical Cash Flow Statement Template
Company’s Cash Flow Statement Template
Daily Cash Flow Statement Template
Agricultural Cash Flow Statement Template
5 Years Cash Flow Statement Template
Trading Company Cash Flow Statement Template
Special Cash Flow Statement Template
Detailed Comparative Cash Flow Statement
Projected Cash Flow Statement Template
Sample Cash Flow Statement Template
Proper Monthly Cash Flow Statement Template
Cash Flow Budget Worksheet Template
College Cash Flow Statement Template
Comprehensive Cash Flow Statement Template
Monthly Detailed Cash Flow Statement Template
Cash Flow Statement Templates in M.S Word
Projected Cash Flow Statement Template
Sample Cash Flow Statement Template
Advantages of Cash Flow Statements:
1- Management of Cash:
A business can manage its cash properly if the cash flow statement is prepared properly. An estimate of cash inflows and outflows helps management make future plans and projections.
2- Planning and Coordination:
A projected cash flow statement is prepared for the next financial year. It also helps in preparing cash budgets. Management can see how much funds are required and for what purposes, and how much cash can be generated from internal and external sources. So this statement helps management carry out various activities and prepare different plans.
3- Analysis of Liquidity and Profitability Positions:
The cash flow statement presents a business’s cash position. So when entering into a transaction, the business’s liquidity and profitability can be analyzed easily. The cash flow statement shows how efficiently the business is generating revenue and paying its obligations.
4- Superior to Accrual Basis of Accounting:
The cash flow statement is prepared on a cash basis rather than an accrual basis of accounting. In this sense, it is more reliable than accrual-based statements, which require a number of technical adjustments. It also shows the actual cash position of the business for a certain period.
5- Performance Analysis:
Management can assess the cash position and financial strength of the business by comparing the actual cash flow statement with the projected one. Any discrepancy found can then be corrected.
Cash Flow Statement Templates in PDF
Cash Flow Statement Guide Template
Blank Format Cash Flow Statement Template
Typical Cash Flow Statement Template
Cash Flow Statement Analysis Template
Personal Cash Flow Statement Template
Indirect Method Cash Flow Statement Template
Separating Cash Movements From Accounting Profit
Choose a cash-flow layout appropriate to the purpose and accounting requirements. A planning worksheet and a formal statement may use different presentation and classification rules. For forward-looking planning rather than a record of actual movements, WordNExcelTemplates’ cash flow projection templates can help estimate future receipts and payments.
- Set the period and reconcile the opening cash balance.
- Classify receipts and payments consistently and avoid counting transfers twice.
- Check that net cash movement reconciles opening and closing balances.
Worked Example
Illustration: opening cash of 4,000 plus receipts of 6,000 less payments of 7,500 gives closing cash of 2,500. That movement alone does not tell you the profit for the period. Credit sales, unpaid bills and asset transactions may require separate accounting treatment.
Common Mistakes to Avoid
Avoid treating borrowing as sales revenue or assuming all cash payments are ordinary operating expenses. Obtain appropriate review for formal financial reporting.
Related Templates
- Balance Sheet Templates
- Investment Tracker Spreadsheet Templates
- Income Statement Templates
- Sales Forecast Templates
Frequently Asked Questions
Can I use this as a cash forecast?
A similar layout can support planning if future amounts and dates are labelled as estimates. Keep forecasts separate from actual cash movements.
Why should internal transfers be checked?
Moving money between your own included accounts does not create new external cash. Counting both sides as new receipts and payments can distort the view.
